Robert is an experienced mortgage banker in the greater Chicago area and lived and worked in the western suburbs for the last 20 years.  95% of his business comes from referrals.  He builds strong relationships with his clients and many consider him to be a lifelong advisor.  He is passionately focused on helping people obtain the best rate and closing scenario on their mortgage.  He has owned a mortgage company as well as ran branches for multiple other companies. 

Originally from New York, Joe graduated from the University of Central Florida receiving a degree in English Literature with a Communication emphasis.  After graduating Joe spent several years at a large entertainment company before moving to Illinois to begin his career in financial services.  

During his 16 year career in financial services, Joe has built a reputation for his acute listening skills, significant value, and delivering exemplary customer service.  Throughout his career he has earned numerous awards.  Joe was repeated recognized as President's Club award winner, the highest recognition given to the top 2% of all salespeople at his company.  Embracing the values or empathy, integrity, and innovation, Joe offers a unique and comprehensive understanding of the home buying journey. 

Hayward Law has extensive experience in representing buyers and sellers in real estate transactions.  Chad Hayward and his team of real estate attorneys will explain mortgage documents, monitor contingency dates, order and examine/clear title, prepare deeds and other necessary documents to complete the transaction; calculate tax prorations, order transfer stamps, and prepare a closing statement.  They have handled extensive short sales, and can deal with the IRS and Illinois Department of Revenue to have tax liens removed in order to complete the real estate transaction.